Pengaruh Manajemen Risiko Terhadap Kinerja Keuangan Pada Industri Perbankan Di Indonesia
DOI:
https://doi.org/10.58191/jomel.v4i1.251Kata Kunci:
kinerja keuangan, risiko perbankanAbstrak
Penelitian ini bertujuan untuk menguji pengaruh manajemen risiko (risiko kredit, risiko operasional, risiko likuiditas, dan risiko pasar) terhadap kinerja keuangan (ROA) pada industri perbankan di Indonesia. Sampel yang digunakan dalam penelitian ini adalah 37 industri perbankan di Indonesia sejak tahun 2019 -2022. Metode analisis yang digunakan adalah regresi berganda data Eviews. Hasil penelitian menunjukkan bahwa risiko kredit (NPL), risiko operasional (BOPO), risiko likuiditas (LDR), berpengaruh negatif dan signifikan terhadap kinerja keuangan (ROA) sedangkan risiko pasar (NIM) berpengaruh positif dan signifikan terhadap kinerja keuangan (ROA).Referensi
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